Commercial Farm Liability

Equine Insurance Underwriters Ltd. offers Commercial Farm Liability for most equine related operations.

Our liability facility would be happy to receive submissions for the following classes:

Horse Owners, Equestrian Centres, Horse Trainers, Riding Instructors, Horse Breeders, Horse Clubs, Tour Guides, Dude Ranches, Trail Rides, Farriers, and many other equestrian type risks.

Forms / Limits Available:

Comprehensive General Liability - Form CGL2
- Provides coverage if you are sued by a third party who is injured or whose property is damaged up   to the policy limits.  The policy also covers defense cost and pays claims for which you are legally   liable.
- $1 million or $2 million limits available - can apply for higher limits

Care, Custody or Control for non-owned animals - Form CGL5

- Provides coverage for a physical loss or injury or damage causing death of a non-owned animal in   the insured's care.   
- limits available - $10,000. per animal / $50,000. per occurrence., $20,000. / $100,000., $50,000. /   $100,000. or $100,000. / $100,000.

Tenant Legal Liability - Form CGL15

- $100,000. - $300,000. limits available

Voluntary Medical Payments - Form CGL 4
- included under Comprehensive Liability (Form CGL2).
- $2,500. per person, $25,000. per Occurrence

Equestrian Participants Accident Protection - Form AS10
- This protection can be purchased to provide medical payments, dental reimbursement and specific   loss indemnity for participants. 
- This valuable protection includes riders, drivers, and participants.  It is not a legal liability protection,   but an accident indemnity, so these benefits are available on a "no-fault" basis.
- Base Limits include:  $10,000. loss of life, dismemberment, $20,000. loss of sight, paralysis,   $7,500. accident expense reimbursement, $5,000. dental reimbursement due  to   accident.
- Increased limit of $100,000. for loss of life, dismemberment and $100,000. Loss of sight, paralysis   also available.

Non-Profit Society Errors & Omissions Liability Extension - Form CGL6
- $250,000. or $500,000. limits available.

Policy Requirments:

A completed application is required in order for us to quote, and a completed and signed application is required to bind coverage. The signed application forms part of the policy.


Binding:
 
Brokers must bind risks through our office.  We will confirm biding by email or fax.  Brokers do not have binding authority.